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Mastercard Lighthouse UAE

Mastercard Lighthouse UAE, as part of the Mastercard UAE AI Center of Excellence in collaboration with the UAE’s Artificial Intelligence, Digital Economy and Remote Work Applications Office, aims to elevate the UAE AI startup ecosystem to the global stage. Our mission is to connect startups with leading players across finance, commerce and technology, accelerating growth through strategic partnerships, mentorship and access to Mastercard's global expertise and network.

Join us to tap into a powerful ecosystem, scale innovation and help shape a dynamic, future-ready startup community in the UAE.  

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Mastercard Lighthouse Türkiye x EBRD Star Venture:
Stratejik İş Birliği Başlıyor

İş birliği kapsamında seçilen girişimler, 3 ay sürecek Mastercard Lighthouse Türkiye müfredatının ardından 15 aya kadar sürecek EBRD Star Venture müfredatıyla devam ederek toplamda 18 aya varan kapsamlı desteklerden faydalanıyor

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Customer & Business Partner Touchpoints

Dedicated 1-1 meetings with financial institutions and fintech partners
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Executive Exposure & Expert Mentors

Dedicated Mastercard strategic mentors for each startup and meetups with sector executives during program selection, final jury presentations and program events
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Investor Touchpoints

Dedicated 1-1 meetings with potential VC & angel investors
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Program Support Partners

Program partners to support based on the needs of the startups in early stage
Mastercard-provided sandbox support and start path
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Mastercard Global Assets and Channels

Exposure to global Mastercard platforms and assets

Start Path          Sandbox as a Service

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Training & Workshops

Training sessions tailored to the general & identified needs of startups and fireside chats

Program Details

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Who can apply to the Mastercard Lighthouse UAE program?

Maturity:

Early seed & above investment rounds

Product Phase:

Commercially live (partnership ready) product

People:

Dedicated & structured teams

Geography:

Startups operating in the UAE or planning to expand into the UAE market

Which verticals does Mastercard Lighthouse
UAE program target?

Verticals targeting financial services and ready for partnership

AI-Led Risk, Trust
& Resilience

  • Model Risk & Explainability
  • Liquidity & Market Risk    
  • Cybersecurity Risk    
  • Identity & Trust    
  • Regulatory & Compliance Risk    
  • Operational Excellence & Resilience   

Agentic Commerce & Personalization

  • AI-Powered Personalized Banking    
  • Open Banking and APIs    
  • Real-Time Payments and Digital Wallets    
  • Hyper Personalized Commerce Experiences    
  • Trust, Governance & Safety in Agentic Commerce    
  • Merchant & Platform Enablement for Agentic Commerce    
  • Cross Domain & B2B Agentic Commerce    
     

Emerging Fintech
using AI 

  • Enterprise Fintech Solutions
  • Sustainable & Inclusive FinTech 
  • Blockchain, Crypto & Digital Assets (AI Enhanced)    
  • AI Driven  Payments & Commerce FinTech    
  • Financial Inclusion    
     

AI-Led MSME & Credit Proposition

  • Lending and Credit    
  • Collections & Credit Lifecycle Management    
  • MSME Growth, Trade & Ecosystem Financing    
     
  • Model Risk & Explainability    
    Validating and back-testing financial models using AI to ensure their accuracy and reliability.
  • Liquidity & Market Risk    
    Analyzing transaction data using AI to assess the liquidity position of financial institutions and predict future liquidity requirements.
  • Cybersecurity Risk    
    Employing AI models to detect and respond to cybersecurity threats, such as phishing attacks, malware, and unauthorized access.
  • Identity & Trust    
    Using AI to establish verifiable, secure, and privacy-preserving digital identities that underpin trust, resilience, and risk mitigation across financial and commerce ecosystems.
  • Regulatory & Compliance Risk    
    Leveraging AI to develop RegTech solutions that help financial institutions comply with regulatory requirements, such as anti-money laundering (AML) and know-your-customer (KYC) regulations.
  • Operational Excellence & Resilience   
    Implementing AI solutions to strengthen financial institutions from the inside out
  • AI-Powered Personalized Banking    
    Using AI-driven tools to analyze customers' spending patterns and financial behavior to provide services like personalized advice, budgeting assistance, automated savings plans, etc.
  • Open Banking and APIs    
    Leveraging AI to foster innovation and expanding service offerings in Open Banking space.
  • Real-Time Payments and Digital Wallets    
    Enabling real-time payment systems for instantaneous fund transfers between accounts, improving cash flow management for both individuals and businesses.
  • Hyper Personalized Commerce Experiences    
    Deep, real-time  personalization across the entire commerce journey.
  • Trust, Governance & Safety in Agentic Commerce    
    Ensuring agentic commerce marketplace is safe, transparent, and controllable.
  • Merchant & Platform Enablement for Agentic Commerce    
    Helping merchants and platforms become “agent-ready ”.
  • Cross Domain & B2B Agentic Commerce    
    Agentic commerce beyond retail into enterprise and B2B flows.
  • Enterprise Fintech Solutions    
    AI solutions modernizing core financial systems, enterprise workflows, and large scale platforms.
  • Sustainable & Inclusive FinTech    
    AI enabling broader access, affordability, and sustainability in services.
  • Blockchain, Crypto & Digital Assets (AI Enhanced)    
    AI improving trust, scalability, regulatory compliance, and decision intelligence across decentralized finance, stablecoins, and digital asset platforms.
  • AI Driven  Payments & Commerce FinTech    
    Intelligent systems optimizing domestic and cross-border  money movement across consumers, merchants, and financial ecosystems.
  • Financial Inclusion    
    Creating alternative credit systems based on alternative data such as social media activity and utility payments, assessing creditworthiness, and offering financial services to businesses with little or no credit history.
  • Lending and Credit    
    Using AI to analyze customer data (e.g., credit history, income, employment) to predict the likelihood of default and determine credit worthiness scores.
  • Collections & Credit Lifecycle Management    
    Managing the full MSME credit lifecycle using AI.
  • MSME Growth, Trade & Ecosystem Financing    
    AI solutions supporting MSME expansion beyond basic lending.

Application Process and Program Flow

Mastercard Lighthouse UAE Program Partners

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Alumni

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Support and inspirational experiences throughout the program

Stay tuned for more details and register for Mastercard Lighthouse UAE Program information webinar.
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Get in touch

If you would like to partner with us, feel free to reach out to us at info@uaelighthouse.com and one of our staff members will get back to you.

Email:

Adres:

<ADDRESS PLACEHOLDER>

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Stay in touch with Mastercard Lighthouse UAE

You can sign up to receive information about Mastercard Lighthouse UAE by registering with your e-mail address.

Thank you for signing up!

By submitting my email and clicking "Sign up", I agree to receive announcements regarding the Mastercard Lighthouse Program via email from Mastercard International Inc. and its affiliates ("Mastercard").

You are free to withdraw your consent at any time, free of charge. Information on Mastercard’s privacy practices is available in the Mastercard Global Privacy Notice.

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